201 Mohawk Avenue ~ Scotia, NY 12302 ~ (518) 370-9885
insurance@fnbfinancial.com


FAMILY LIFE INSURANCE NEEDS ANALYSIS

Step One:
1. Final Expenses
($10,000 recommended minimum for funeral, attorney fees, probate, etc.)
$_______________
2. Mortgage Balance $_______________
3. Debts $_______________
4. Children’s Education $_______________
(Tuition alone may range from $7,000/year at an in-state public university to $25,000/year at a private college. Add room and board, approximately $5,000/year, plus books and other fees.)
5. Living Expenses
(Consider food, clothing, rent, utility bills, childcare, and other expenses.)
$_______________
TOTAL STEP ONE (add numbers 1 through 5): $_______________
Step Two:
6. Amount of Existing Life Insurance Policies
$_______________
7. Cash and Savings Account Totals $_______________
8. Other Liquid Assets $_______________
TOTAL STEP TWO (add numbers 6 through 8): $_______________
Step Three:
9. The additional life insurance you need totals:
(Take TOTAL STEP ONE minus TOTAL STEP TWO.)
$_______________


For a personalized professional analysis contact one of our helpful representatives.


First National Bank of Scotia
Is not a licensed Insurance Agency



201 Mohawk Avenue ~ Scotia, New York 12302 ~ (518) 370-9885