|
We Respect
Your Privacy
1st National Bank of Scotia is committed to
protecting your privacy.
Our Privacy Disclosure Policy
Collection, Use and Disclosure of Customer
Information
In an effort to provide you with financial services
you need and want, we collect customer information to serve you and
administer your customer relationship with the bank. This
information may come from the following sources:
- Information
we receive from you on applications or other forms, such as: your
name, address, social security number, assets, and income.
- Information
about your transactions with us and our affiliates, such as: your
account balance, payment history, parties to transactions, and
credit card usage.
- Information
we receive from a consumer reporting agency, such as: your credit
history or employment verification.
- Insurance
information you may have provided us, including insurance coverage
terms, insurance premium amounts, insurance expirations and history
to the extent permitted by law. We do not share medical information
you may have provided to us, except for purposes you have
authorized.
Categories Of
Information That We Disclose
We do not disclose any nonpublic personal information about our
customers or former customers to any entities not affiliated with
1st National Bank of Scotia, except as required by law.
Disclosure As Permitted
By Law
In order to serve
you, we may disclose any of the information we collect, as described
above to service providers and companies that perform marketing
services on our behalf (for example – check printing companies),
subject to agreements that such service providers and companies
maintain the confidentiality of such information. We also may
disclose information we collect to our affiliate, Scotia Insurance
Agency, Inc. In these instances, we may use and share customer
information for various reasons, including protection of your
accounts, provision of quality service, telling you about available
services we perform to benefit you, and improving or developing
additional products and services to meet your needs.
Confidentiality and
Security
We restrict
access to nonpublic personal information about you to those
employees who need to know that information to provide products or
services to you. We maintain physical, electronic, and procedural
safeguards that comply with federal standards to guard your
nonpublic personal information.
If you ever have questions or concerns about the integrity of your
account information, please contact us.
|
