201 Mohawk Avenue ~ Scotia, NY 12302 ~ (518) 370-9885
We Respect Your Privacy
1st National Bank of Scotia is committed to protecting your privacy.

Our Privacy Disclosure Policy
Collection, Use and Disclosure of Customer Information

In an effort to provide you with financial services you need and want, we collect customer information to serve you and administer your customer relationship with the bank. This information may come from the following sources:
  • Information we receive from you on applications or other forms, such as: your name, address, social security number, assets, and income.
  • Information about your transactions with us and our affiliates, such as: your account balance, payment history, parties to transactions, and credit card usage.
  • Information we receive from a consumer reporting agency, such as: your credit history or employment verification.
  • Insurance information you may have provided us, including insurance coverage terms, insurance premium amounts, insurance expirations and history to the extent permitted by law. We do not share medical information you may have provided to us, except for purposes you have authorized.
Categories Of Information That We Disclose

We do not disclose any nonpublic personal information about our customers or former customers to any entities not affiliated with 1st National Bank of Scotia, except as required by law.

Disclosure As Permitted By Law

In order to serve you, we may disclose any of the information we collect, as described above to service providers and companies that perform marketing services on our behalf (for example check printing companies), subject to agreements that such service providers and companies maintain the confidentiality of such information. We also may disclose information we collect to our affiliate, Scotia Insurance Agency, Inc. In these instances, we may use and share customer information for various reasons, including protection of your accounts, provision of quality service, telling you about available services we perform to benefit you, and improving or developing additional products and services to meet your needs.

Confidentiality and Security

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

If you ever have questions or concerns about the integrity of your account information, please contact us.


201 Mohawk Avenue ~ Scotia, New York 12302 ~ (518) 370-9885